Architect’s Certification or Not?

Many Client’s don’t understand that when undertaking a self build that the Certification of the build by the Architect is an important and often mandatory Funding Requirement, but what are the implications of not obtaining an Architect’s Certificate when the Client is self funding?

The Certification process involves Architect’s site inspection at key stages of the build thus ensuring for the Funder (typically the Bank) that the build is true to the Planning and Warrant Approvals and in keeping with good building practice. Obviously the Architect’s Professional Indemnity Insurance would be called in should a problem occur with the house but the insurance would only pay out when it is proven that the Architect acted out with his means in signing off the stage.

When the Client is self funding the build then it’s quite common that they will avoid Architectural Certification and this may be ok in the short term until such times as the house is offered up to the market for sale. The purchaser’s solicitor would typically ask for the Architect’s Certificate on a self build and if the Vendor cannot provide this then it is extremely unlikely that the Purchaser’s Solicitor and Funder would accept the house.

In my opinion the Certification of the house is a small price to pay for piece of mind especially after such a huge investment.

Certification of the house can vary between £1500 - £2500 depending on the size of the house.